What Types of Car Insurance Does Geico Offer?
Customers with a Geico auto insurance policy have plenty of coverage options, from basic coverage with competitive auto insurance rates to numerous add-ons. Geico insurance company offerings are similar to major competitors.
You’ll find the liability policies that are most likely mandated by your state, along with property damage and bodily injury coverage, as well as specialized types of coverage that you may or may not need depending on your specific situation.
Liability
Comprehensive
Collision
Medical
Uninsured/underinsured motorist
Emergency road service via the Geico app
Rental car reimbursement during repairs
Mechanical breakdown
Rideshare insurance
Geico Car Insurance Discounts
Geico offers most of the discounts common across the auto insurance industry, such as multi-policy, multi-vehicle, safety and anti-theft equipment, safe driver and good driving record, and employer affiliation discounts. More than half of our survey respondents were happy with Geico’s discount offerings, with about two-thirds giving the company a four or five on our five-point scale. That’s good, though some rivals scored higher. Some survey respondents commented that they weren’t aware of Geico’s discounts, so it’s important to always check and claim any discounts that you may qualify for. Note that discounts may vary by state.
- Customer Loyalty: Potential savings for adding Geico auto insurance coverage to other types of Geico policies.
- Student/Good Student: Up to 15% on certain coverage for full-time students with good grades.
- Student Away From Home/Storage: Potential savings for students whose cars aren’t used while they’re living on campus.
- Bundling/Multi-policy: Savings on car insurance for bundling with a homeowners, renters, or similar policy.
- Multi-vehicle: Up to 25% off most coverage.
- Good Driver/Clean Record: Up to 22% off most auto insurance coverages after five years of accident-free driving.
- Defensive Driving Course: Discounts are available for adults and young drivers who complete approved courses.
- Employer/Affinity Group: Up to 12% discount for federal employees and various discounts for members of more than 500 affinity groups.
- Teacher: Members of certain educational groups may qualify for discounts.
- Military: Active members of the military, as well as retirees, get up to 15% off certain coverages, as well as a discount of up to 25% for an emergency deployment to certain areas.
- New car/Safety/Anti-theft Equipment: Discounts of up to 23% are available for new vehicles or those equipped with certain safety features.
- Low Mileage: Geico is vague about the details, but claims lower-mileage drivers usually pay lower rates.
- Auto-pay/Pay-up-front: You can avoid installment charges by paying your bill in full.
- Tracking Device Program: Geico’s opt-in DriveEasy program uses your smartphone to analyze your driving, which may result in a discount.
Other Services Offered by Geico
- Website: Information for potential customers and account management for policyholders.
- Online quotes: Easy rates quotes at your convenience.
- Online billing and automatic payments: Convenient account access and management.
- Mobile app with virtual assistant: Provides billing and policy information, as well as documents like your insurance ID cards.
- DriveEasy: Opt-in telematics/tracking program that may result in discounts for safe drivers.
Other Insurance From Geico
- Motorcycle, ATV, and RV
- Commercial car insurance
- Boats
- Collector cars
- Homeowners insurance
- Renters insurance
- Condo insurance
- Landlord insurance
- Flood coverage
- Business liability
- Cyber liability
- Medical malpractice
- Life insurance
- Travel and overseas insurance
- Pet insurance
- Jewelry insurance
What Types of Car Insurance Does Geico Offer?
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